The financial crisis

Is the financial crisis affecting you personally?

What can I say....
I don't have a work, debts, loans, mortgages, so I did not notice the global economic slowdown:)
When I have got my own small financial crisis, I use that time, as a good occasion to put myself on a diet at last:)
I prefer to make preventive measures what protect me against financial crisis. This is my own "bailout plan".
Small joke:
Do you know what the difference between clever person and wise on?
Clever person always knows how come out from troubles.
The wise person just never gets in the troubles.

Tue, 02/19/2013 - 16:05

What can I say....

I don't have a work, debts, loans, mortgages, so I did not notice the global economic slowdown:)

When I have got my own small financial crisis, I use that time, as a good occasion to put myself on a diet at last:)

I prefer to take preventive measures that protect me against a/any financial crisis. This is my own "bailout plan".

Small joke:

Do you know what the difference is between a clever person and a wise one?

The clever person always knows how ~~come~~ to get out ~~from~~ of troubles.

The wise person just never gets into ~~the~~ troubles.

Very good and very true!

19/02/2013 15:05

+ 1

Tue, 02/19/2013 - 16:17

What can I say....

I don't have a job, debts, loans, mortgages, so I did not notice the global economic slowdown:)

When I ~~have~~ got my own small financial crisis, I used that time, as a good chance to put myself on a diet at last:)

I prefer to take preventive measures to protect me against a/any financial crisis. This is my own "bailout plan".

Small joke:

Do you know what the difference is between a clever person and a wise one?

The clever person always knows how ~~come~~ to get out ~~from~~ of troubles.

The wise person just never gets into ~~the~~ troubles.

Ha ha, very funny!!!!

19/02/2013 15:17

+ 1

Tue, 02/19/2013 - 20:29

What can I say....

I don't have a job, debts, loans, or mortgages, so I did not notice the global economic slowdown:)

When I had my own small financial crisis, I used that time, as a good opportunity to put myself on a diet at last:)

I prefer to take preventive measures that protect me against financial crises. This is my own "bailout plan".

Small joke:

Do you know what the difference is between a clever person and a wise one?

The clever person always knows how to get out of trouble. The wise person just never gets into trouble (in the first place).

Excellent!

19/02/2013 19:29

+ 1

Wed, 02/20/2013 - 07:17

Good comments again.

"When I have got my own small financial crisis..." the thing to remember about tense is what you want to emphasize in the sentence. If there was one, small financial crisis, then I would say "When I had my own..." If this has happened more than once and each time you put yourself on a diet, then I would say, "When I've had my own...."

Good work, as usual!

20/02/2013 06:17

+ 1

Thu, 02/21/2013 - 04:16

Thank you!

When I had my own small financial crisis, I use that time, as a good occasion to put myself on a diet at last:)

How would you say the whole sentence in the second variant?

"When I have had my own financial crisis, I use this time ....or -I have used this time ?

21/02/2013 03:16

+ 1

Thu, 02/21/2013 - 06:14

"When I've had...." would be used if there were repeated small crises (more than one crisis, so we need to use the plural, "crises")"

When I've had my own small financial crises, I've used that time as a good opportunity....."

This is one emphasis you can make with the present perfect tense "have had" - when there is a habit of small financial crises ))) But if there was only one such crisis, then the suggestion above is best.

When I had my own small financial crisis, I used that time as a good opportunity...."

Is that clearer?

21/02/2013 05:14

+ 1

Thu, 02/21/2013 - 07:21

Yes, thank you!

then, when my crisis is a habit ))) may I use present simple form? I heard that constant things, such as Shedule of trains and some others what happens regulary, have present simple form.

For example- I have crises every day, instead of I have had crises every day...by analogy with- The train goes by it's sheadule, instead of- the train has gone by it's shedule?

21/02/2013 06:21

+ 1

Thu, 02/21/2013 - 16:11

Yes, you may use the simple present tense in this way: "I have crises every day." (or, "I have a crisis every day" if only one crisis each day ))) ). I may infer from this sentence that a series of crises began in the past but is continuing into the present. But, in order to get this meaning, I must read the whole sentence.

In the sentence, "I have had crises", the present prefect tense "have had" itself tells me that this series of crises began in the past but is continuing into the present. Using this tense, we do not need to say "every day". So, I have had crises ~~every day~~. The verb tense is enough to give me this meaning.

The ideas are similar in the two sentences. In the sentence "I have crises / a crisis every day", the simple present tense has a "helping phrase": "every day". This phrase helps the simple present tense give a meaning similar to the present perfect "have had."

In grammar, this phrase is called an "auxiliary". These are very important in English!

You can see from this discussion that two sentences using two different tenses can give similar meanings. This can be very confusing!! You will ask yourself, "Which one is correct?" but both sentences are grammatically correct!

The "correct" tense will depend on the emphases you want to make. This is one reason why you will see many different comments to exercises here: Each of us may make a different emphasis depending on how we each interpret the ideas in someone's exercises. This is also why I use a heavy black font and not a heavy red font, when I am commenting on interpretation. Red is only for rmistakes.

If you are happy reading English-language websites, I can show you some excellent sites about our crazy verb system, with fun little tests. I think your English is up to it.

Clear? Helpful? ))))

PS: you live an exciting life: so many crises keeps life interesting, doesn't it?! , LOL

21/02/2013 15:11

+ 1

Thu, 02/21/2013 - 17:00

Oh, yes ))

And I hold you and other my friends here..don't you have a crisis of free time, because me? )))

Thank you very much! I think I can learn words myself (but I still make a lot of silly mistakes), but you give me explaining, which I would never guess myself))

Yes, it would be great to get the links on the sites.

One more question, please...)))

the present prefect tense "have had" itself tells me that this series of crises began in the past but is continuing into the present. Using this tense, we do not need to say "every day". So, I have had crises ~~every day~~. The verb tense is enough to give me this meaning.

For example, I have the crisis once a week, or a month..regularry, but not every day)) and I would like to mark that. Can I write " I have had crises every month" then? ))))

21/02/2013 16:00

Thu, 02/21/2013 - 18:35

Yes, you can. The present perfect tense alone only carries the meaning that an action began in the past and continues into the present. By itself, we do not know how regularly this happens. If you want your sentence to be more descriptive, then yes, you add a timeframe to it, such as "every day, week or month".

The main thing to remember is this: to get a similar meaning with the simple present, we must add an auxiliary phrase, like "every _____".

By private message later today, I will send you two links. They are fun to use. ))

21/02/2013 17:35

The financial crisis

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