Is the financial crisis affecting you personally?
Right now the financial crisis is not affecting me. Fortunately, we have a good life. (this is all in the present tenses - firstly present continuous and then present simple)
I think you need to use the present continuous tense.
Alternatively, you could say 'has not affected me'. You would then need to change the time phrase 'right now' (this phrase is used with the present tense as it is referring to now - the present). Your sentence would then need to start with 'so far' as the verb phrase 'has not affected' uses the Present Perfect tense. The sentence would then read - 'so far the financial crisis has not affected me'.
Good Luck and Best Wishes
Right now the financial crisis ist not affecting me. Fortunately, we have a good life.